Disclaimer

No Rendering of Advice: The information and services provided by Ray Professional Services (hereafter referred to as "Accountant") are for general informational and educational purposes only. They should not be construed as specific accounting, tax, financial, or legal advice tailored to your unique circumstances.

Accountant-Client Relationship: Accessing or using the Accountant's services, including website content or communications, does not automatically establish an accountant-client relationship. A formal engagement agreement is required to create such a relationship and define the scope of services.

Accuracy and Completeness: While the Accountant endeavors to provide accurate and up-to-date information, they make no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability of the services or content for any particular purpose.

Limitation of Liability: The Accountant, its employees, agents, and affiliates, shall not be liable for any losses, damages, or liabilities arising from or related to your use of the services or reliance on the information provided. This includes, but is not limited to, direct, indirect, incidental, consequential, or punitive damages.

Professional Consultation: You are strongly advised to consult with a qualified professional accountant or other relevant advisor before making any decisions or taking any actions based on the information or services provided by the Accountant.

No Guarantees: The Accountant makes no guarantees or promises regarding any specific outcomes or results from using their services or information.

Third-Party Links: The Accountant may provide links to third-party websites or resources for informational purposes. They do not endorse or assume any responsibility for the content, accuracy, or availability of these external sites.

Indemnification: You agree to indemnify and hold the Accountant, its employees, agents, and affiliates harmless from any claims, losses, damages, or liabilities arising from your use of the services or violation of this disclaimer.

Changes to Disclaimer: The Accountant reserves the right to modify or update this disclaimer at any time without prior notice. Your continued use of the services constitutes acceptance of any changes.

Jurisdiction: This disclaimer shall be governed by and construed in accordance with the laws of New Jersey.